What is public liability insurance, and do you need it for your business?
If you run a business, it’s essential that you are fully covered by insurance. This is especially true if your business involves providing services to members of the public. Public Liability Insurance is designed to protect against claims made by third parties who have been injured as a result of your actions or those of your employees. A lack of public liability cover could leave you open to being sued for personal injury or damages caused on site. What is Public Liability Insurance? Public liability insurance is a form of coverage that protects you from legal claims made by third parties in the event that they suffer bodily injury or property damage while on your premises, at your offices, or during one of your business-related events. If you’re the type of business owner who tends to have clients or customers visiting on an infrequent basis—for example, if you run an antique shop and have clients come in sometimes but don’t have any ongoing Business Interruption Insurance relat